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Four Point Inspections

November 29, 2021/0 Comments/in Insurance Inspections/by Scott Price

Four Point Inspections

An important step in the home-buying process is getting the insurance inspections. Your insurance company may require certain types of insurance inspections. The two insurance inspections that are most common are the Four Point Inspection and the Wind Mitigation Inspection. A lot of people wonder “what is a Four Point Inspection?”. I’ll focus on the Four Point Inspection in this article.

Home inspections are for home buyers while insurance inspections are for the insurance company of the home buyer. Insurance companies want to know the condition of the home’s major systems before they provide the insurance. Insurance companies may require the Four Point Inspection when you are purchasing a home or renewing an existing policy.

Standard home inspection focuses on all of the major systems of the home. Four Point Inspections focus on only 4 major systems of the home:  roof, plumbing, electrical, and HVAC and utilizes a standardized insurance industry form.

The Four Point Inspection report provides information about the components in each system including the age of the equipment. The Four Point Inspection also provides an assessment of the overall condition of each system as well as any hazards or deficiencies present at the time of the inspection.

The insurance company will likely require the correction and verification of all hazards and deficiencies identified in the Four Point Inspection Report prior to the closing of the purchase of the home and the issuance of the insurance policy coverage. Some insurance companies will accept photos and invoices of the repairs as verification. Some insurance companies will require a re-inspection by a licensed home inspector or other third party qualified professional.

In conclusion, when scheduling your home inspections for a home purchase, check with your insurance provider to find out if they will require a Four Point Inspection or Wind Mitigation Inspection. Schedule and obtain all of the different inspection types that you will need while your inspector is onsite. In our next article, we will discuss how a Wind Mitigation Inspection can save you a lot of money on your insurance premiums

Home Run Inspections, LLC

Oklahoma:  405-905-9175

Florida:  850-203-3239

Info@HomeRunInspections.com

We Cover All the Bases!

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Also Now Serving the Florida Panhandle metro areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at:

Oklahoma Scheduler

Florida Scheduler 

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Gas Wall Heater

July 2, 2021/0 Comments/in Home Inspections, Home Safety/by Scott Price

Gas Wall Heater

One of the more common features is a Gas Wall Heater in a bathroom. These units provide a nice and toasty bathroom in the winter, but they present a significant hazard to the resident. These ventless appliances put carbon monoxide flue gases into the room. In addition, these bathrooms rarely had a good ventilation system other than the window which is often either not used, sealed shut, or missing due to later home modifications. This creates a very unsafe situation that should be addressed. A similar type of heater might also be found in a garage or workshop.

Our Home Inspection Report recommends the removal of this type of heater.   An alternative to removing the heater is to have it disconnected from the gas source. Once disconnected, the unit is safe and looks vintage groovy. I’m sure one could find some unique ways to decorate it on Pinterest or some other social media outlet.

Pass or Fail

People often ask me “what are the things that fail a home inspection?”. Well, truth be told, home inspections are not a pass or fail inspection. They are designed to provide the buyer with a detailed report about the condition of the home they are  purchasing. A home is full of Systems. As Home Inspectors, we endeavor to educate buyers about those systems.

If your Home Inspector inspects a classic home for you, built pre-1975, you may come across a lot of outdated but very vintage appliances and systems such as a vintage ventless wall heater. Being the owner of a multi-inspector company since 2015 and doing an average of over 800 inspections per year exposes our inspectors and company to a lot of novel features we need to be able to inspect and provide accurate information on.

Thanks for stopping by our blog. Check back often, and feel free to pass on our information or reach out to us with any questions

Home Run Inspections, LLC

Oklahoma:  405-905-9175

Florida:  850-203-3239

Info@HomeRunInspections.com

We Cover All the Bases!

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Also Now Serving the Florida Panhandle metro areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at:

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Anti-Tip Bracket for the Free-Standing Range

March 22, 2021/0 Comments/in Home Inspections, Home Safety/by Scott Price

People often wonder “what do they look for in a home inspection?”. Well, as home inspectors, we inspect all the major systems of the home. A very important section of any Home Inspection Report is the Appliance section. An easily installed safety device called the anti-tip bracket often shows up in the home inspector’s list of recommendations or deficiencies.

What Is It?

The anti-tip bracket should be installed on all free-standing ranges. All new free-standing ranges come with this device along with instructions on how to install it properly. In fact, we often find it stored in a kitchen drawer! A properly installed anti-tip bracket will prevent the range from tilting forward and tipping over.

Why Have It?

There are many scenarios in which this disaster could take place. One of the most common could occur when pulling a large, heavy meal forward on the oven rack such as a holiday turkey. This added weight could cause the range to tilt forward and tip over, endangering anyone in the immediate area. Other scenarios include a child crawling onto an opened oven door or an elderly person falling forward while trying to lift a cooked dish.

What To Do

As home inspectors, we call out deficiencies like this all the time. We do so because we know the importance of these safety features. Install the anti-tip bracket on your free-standing range immediately if it is missing. You can buy the anti-tip bracket in most hardware stores, but be sure to check your kitchen drawers for it first; it may be lurking there! The anti-tip bracket can be easily installed using items often found in the most basic tool kits:  a pencil, a measuring tape, and a screw driver or power drill. If desired, a handyman or appliance installation & repair professional can get the job done for you.

Contact us if you have questions or if you need to schedule a home inspection; we’re here for you!

Home Run Inspections, LLC

Oklahoma:  405-905-9175

Florida:  850-203-3239

Info@HomeRunInspections.com

We Cover All the Bases!

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Also Now Serving the Florida Panhandle metro areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at:

Oklahoma Scheduler

Florida Scheduler 

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Locating Your Water Shut-Off

February 15, 2021/0 Comments/in Home Safety, Homeowner Tools, On-Going Home Maintenance, Winter Home Maintenance/by sherineprice

When temperatures rise above freezing,  a significant number of water plumbing problems will show themselves.  When or if they do in your home, you will need to know where the water shut-off to your home is located. Due to the number of problems this deep freeze is going to cause, it might be a while before you can get that repair done.  It is a good idea to get the phone number handy for a local, reputable plumber just in case.

Hopefully you already have an idea of where the water shut-off is located.  If you had your home inspected by Home Run Inspections LLC, you got that information from your inspector at the end of your inspection and also have that information in your inspection report.  If you cannot locate your inspection report or email with the inspection report link, give us a call, and we can re-send that to you.

Possible Locations

Let’s explore some possible locations.  Fortunately, in many modern homes, it is located on the interior of your home.  Better yet, interior water shut-offs typically require no special tools to operate them. Handles are, in older homes, like that on an exterior hose spigot.  Newer interior valves have a handle that you grab and move about 1/4 turn to the right.

Possible Locations:

  • Street Side Meter Vault
  • Garage
  • Laundry/Utility Room
  • Under the Kitchen Sink
  • Under the Bathroom Sink
  • Hallway Closet
  • Front Bedroom Closet

The valve handle may be readily visible, or it may be behind a wooden or plastic door.  These doors are typically located about 12″ above the floor. Although, I have seen them at eye level when the valve is part of what is called a plumbing manifold.

If you have well water, the shut-off valve will be at the well equipment or you can shut water supply off by turning off power to the well head itself.  This breaker is usually located at the electrical panel which is typically located in the garage or on an exterior wall.  It can be located at the well equipment itself if the equipment is in an exterior structure.

Even if you are fortunate enough to have an interior water shut off that you can access from the comfort of your home without a tool,  your main water shut off is typically streetside at the front of your home.  For a lot of home owners, this is the only water shut off available.  To access this vault, you will need a tool referred to as a church key or water meter vault key.

Tools Needed

The top of this very cool tool looks similar to a flag and is the part that is used to open the lid.  Simply insert and turn. Sometimes you can just lift it off.  Others will require a little finesse to get the mechanism to release the lid.  The U-shaped attachment at the end of the tool. is used to turn the valve at the bottom of the vault.  Fit the attachment on the top of the valve. Then, using the top handles, turn the valve (typically to the right) until you feel a stop.  You should leave a faucet or tub running before going to turn this valve off.  This will allow you to see the meter running at the beginning and then to see it stop when you have successfully closed the valve.

Of course, this process may be above the scope of what you or any member of your household may be able to accomplish.  In that case, call your local water company, advise them of the problem, and they will have someone come out to shut off the water for you.

Hopefully you have found this article helpful.  If so, be sure and share it with friends and family that may find it helpful as well.  At Home Run Inspections LLC, we understand that owning a home is a big responsibility. We do our best at every inspection to help our clients better understand not only any problems that the home may currently have, but also how to manage problems that will likely occur while they enjoy life in the home they have chosen.

At Home Run Inspections we make it easy to get your inspections done. Schedule your inspection online today!

Home Run Inspections, LLC

Oklahoma:  405-905-9175

Florida:  850-203-3239

Info@HomeRunInspections.com

We Cover All the Bases!

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Also Now Serving the Florida Panhandle metro areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at:

Oklahoma Scheduler

Florida Scheduler 

Like us on FaceBook

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Frozen Plumbing Pipes

February 9, 2021/0 Comments/in Home Safety, Homeowner Tools, Winter Home Maintenance/by sherineprice

Protecting your home from frozen plumbing pipes will save you a lot of money, time and trouble. Winter often means freezing temperatures, unless you live in south Florida. A real “cold snap” can mean outdoor temps will remain below freezing for up to 2 weeks. Wind chill can drop temps to as low as 20 below zero in some areas. Vulnerable plumbing (even in homes or buildings that have never experienced problems), can experience frozen plumbing pipes.

Extra precautions should be taken if you are in an older home. This is especially important if you have a crawlspace. Owners of newer homes or buildings must also be careful not to leave a water hoses attached to their exterior faucets.  They should be covered with some form of insulation as well, particularly if they are on the North side of the home.

Precautions to Take: Exterior

There are a few things you can do to reduce the chance of having frozen plumbing pipes:

  • Disconnect  all exterior water hoses attached to faucets and install an insulated cover over it to help protect it. Pre-made exterior spigot covers are generally readily available and cheap at your nearest hardware store. In a pinch, a towel wrapped around the spigot and secured with duct tape or some type of strap.
  • Cover any open crawlspace vents. Vent Covers are inexpensive and easily installed by the home owner.

Precautions to Take: Interior

  • Set you’re faucets to run at a slow drip. It’s not necessary to turn on all the faucets in your home. Focus on the ones closest to exterior walls. Leave these few faucets on during especially bitterly cold weather. Running water, even a small trickle, can make all the difference.
  • Moving water produces a small amount of heat and is harder to freeze than standing water. Leaving a few faucets running will help prevent ice blockages from forming in your plumbing. Running faucets also relieves pressure build up in cold pipes. This helps to keep your pipes from bursting, even if the water inside freezes.
  • If both hot and cold water lines are exposed, leave both slightly running to make sure pressure doesn’t build up in one and not the other.
  • Use a space heater in the garage or other areas where there is plumbing with no heat source, especially plumbing near exterior walls.
  • Lastly, for good measure, open all the cabinet doors where any plumbing is located to get warm air in there. Again, this is especially important on plumbing near exterior walls.

Cold spells can spell “big bucks” for the plumbing professionals.  I’m all for keeping the small business man in business but, there’s no need to spend that money until you have to, right?  So take a few minutes to get a plan in place to reduce your risk of unnecessary repair costs, and share this article with someone you know that should do the same

Home Run Inspections, LLC

Oklahoma:  405-905-9175

Florida:  850-203-3239

Info@HomeRunInspections.com

We Cover All the Bases!

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Also Now Serving the Florida Panhandle metro areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at:

Oklahoma Scheduler

Florida Scheduler 

Like us on FaceBook

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Dryer Vent

February 4, 2021/0 Comments/in Home Inspections, Home Safety, Homeowner Tools, On-Going Home Maintenance/by sherineprice

A home encases a variety of systems.  

These systems, by their very nature and design, require regular maintenance.  Home Run Inspections, LLC, we do our best to educate our clients about the home and the systems they will need to attend to over time:  where the dryer vent is located, where the breaker panel is located, where the sewer clean out is located, for example.

The Dryer Vent

One of the most utilized and arguably most ignored systems in a home, is the dryer exhaust vent.  Depending upon how many people live in a home, this vent is utilized weekly and often several times weekly (if not daily).After completing over 100o inspections personally and overseeing over 4000 as a company, I can confidently tell you most dryer vents we inspect have problems.  We have a long list of potential recommendations based on the training we gain as home inspectors, but more importantly, from experience.  Issues range from the most common, a disconnected exhaust pipe in the attic or crawlspace or a missing dryer exhaust, to the more difficult to identify as in difficult to observe obstructions or incorrect vent discharge point.

All of our reports tell you about your dryer vent, what it is composed of and where it discharges.  Most of our inspectors like to take a picture of the discharge point, along with an up-view of the vent to identify blockages or missing parts.

Most Common Issue

By far, the most common recommendation is to clear blockages.  I’ve read in more than one place that obstructed dryer vents are one of the most common starting points for residential home fires.

One of the cooler aspects about our jobs as home inspectors is discovering innovative ways to deal with common home system problems.  These upgrades often come in the form of a new product offered by service companies, but they often may be a resolution created by the home owner.

Innovative Practices

The above photos show an ingenious way to slow the accumulation of lint in the dryer vent pipe.  A common problem for a typical home concerns the vent pipe.  Hot moist air is carried through the cool, unconditioned space(the attic) during the winter.  This can cause build up of lint as condensation on the inside of the pipe.

I’ve also seen a booster fan mechanism that you can insert in the pipe to help move the moist air to the discharge point more quickly and presumably reducing problems.

Which brings us to one of the most important aspects of the dryer vent system; the exhaust vent exterior.

Exhaust Point

This is a point that also often experiences a collection of moist lint over time, and thus an obstruction. This point is often at the roof. It can also be other locations such as an exterior wall, roof soffit, or even the crawlspace.

As you can see, out of sight out of mind does not always end well.  Moisture and lint in the attic or crawlspace is a no-no. Exhausted air should always discharge to the exterior.

Take a look at our Report process for insights on how we really go the extra mile to tell you all about your potential purchase.

Keep us in mind when you or someone you know needs a residential or commercial property inspection. Scheduling is a breeze on our website 24/7 in the Oklahoma City Metro or Florida Panhandle.

We look forward to exceeding your expectations while we Cover all the Bases!

Home Run Inspections, LLC

Oklahoma:  405-905-9175

Florida:  850-203-3239

Info@HomeRunInspections.com

We Cover All the Bases!

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Also Now Serving the Florida Panhandle metro areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at:

Oklahoma Scheduler

Florida Scheduler 

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Covering All the Bases

January 28, 2021/0 Comments/in Home Inspections, Home Safety, Homeowner Tools, On-Going Home Maintenance/by sherineprice

(termite tubes in a locked exterior mechanical closet)

Oklahoma Standards of Practice

As a licensed home inspector, we follow the State of Oklahoma Standards of Practice.  There is a long list of systems that we inspect and describe at a home inspection.  Covering all the bases includes the big systems you would think of like the roof, plumbing, electrical, and structure.  A good home inspector is a strong sense of curiosity along with an educator’s heart.

There are a lot of things to inspect on homes that are not covered by Oklahoma’s Home Inspector SOPs.  For example, home inspections do not cover (unless contracted to) termites, pool and spa systems, well and septic systems, sewer lines, and in-slab HVAC ducts to name a few.  Home buyers often want and need these systems inspected.  That creates a lot of extra work for the buyer and or their agent to make sure all of these specialists show up at the same time.

(object puncturing sewer line creating an obstruction and waste leak into the yard)

Covering All the Bases

As an business owner, I saw early on that it would be a lot easier on customers for our company to incorporate those other inspections into our Home Inspection services offered.  It’s been a challenge to learn about all of these other systems. Not only have we completed the course work, but have received hands-on training from the experts.  I believe we have done a great job of becoming the  One-Stop-Shop that makes the home buying process far less complicated.

We now have the equipment to provide all kinds of inspections(cover all the bases) that you may need for your inspection.  These include pool and spa, well and septic, duct and sewer scoping, Indoor Air Quality test, and more.

Home Run Inspections, LLC

Oklahoma:  405-905-9175

Florida:  850-203-3239

Info@HomeRunInspections.com

We Cover All the Bases!

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Also Now Serving the Florida Panhandle metro areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at:

Oklahoma Scheduler

Florida Scheduler 

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Most Common Home Inspection Findings in Oklahoma

February 29, 2020/0 Comments/in Home Inspections/by Spectora
Read more

How Much Does a Home Inspection Cost in Oklahoma City?

January 30, 2020/0 Comments/in Home Inspections/by Spectora
Read more

Is a Sewer Inspection Necessary?

December 9, 2019/0 Comments/in Home Inspections, Home Safety/by Spectora
Read more
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Home Run Inspections, LLC

We are an All-Star Team of Professional Inspectors providing Excellence in Inspection Services to Help You Assess & Maintain the Value of Your Real Estate Investments.

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