• Mail
  • Facebook
  • Twitter
  • Youtube
  • LinkedIn
  • Yelp
  • OK: 405-905-9175
  • FL: (850) 203-3239
Home Run Inspections, LLC
  • Home
  • About Us
  • Oklahoma Services
  • Florida Services
  • Your Inspection
  • Your Report
  • For Agents
  • Testimonials
  • Blog
  • Contact Us
  • Schedule Your Inspection
    • Schedule in Oklahoma
    • Schedule in Florida
  • Search
  • Menu Menu

Wind Mitigation Inspection

December 13, 2021/0 Comments/in Insurance Inspections, Wind Mitigation/by Scott Price

Wind Mitigation Inspection

When purchasing a home in a coastal area, a buyer might be required to have some insurance inspections performed for the home purchase. This will likely prompt the question “What is a wind mitigation inspection?”.

What Is It?

In short, a wind mitigation inspection assesses the present features of the structure designed to limit damage caused by high wind speeds.

Wind mitigation is a building strategy designed to limit the amount of wind damage inflicted on a structure. Various incentives are in place to motivate homeowners to implement these enhancements, and qualified inspectors can determine which improvements are present at the time of the inspection.

Why Get It?

The state of Florida has passed legislation requiring insurance companies to offer discounts and credits. Features that reduce damage and loss from high winds will qualify for these credits. However, homes must undergo a certified wind mitigation inspection to qualify for these discounts. Unfortunately, many Floridians do not know of this law.

Proper wind mitigation building techniques can avoid significant damage altogether. A wind mitigation report will tell you what features are present on the property you are considering purchasing. Below are some examples of these features developed to reduce wind damage to homes.

Types of Wind Protection

Opening Protection

Opening protection is a key factor in reducing wind damage to a structure. Garage vehicle doors commonly fail during a high wind event. Contributing factors include inadequate door-track strength and flimsy metal panels. Conversely, the following features can protect a garage door from wind damage:

  • horizontal and/or vertical reinforcement on all panels
  • track brackets that are securely attached to the walls
  • impact-resistant glass on glass doors and windows.
  • windows with structurally-reinforced attachment to the building in order to prevent the entire window from popping out of its frame

Sliding glass doors are especially vulnerable to flying debris due to their large expanse. Once an opening is created during a windstorm, the pressure within the house can rise causing the roof to fail. The picture below demonstrates how these areas of low pressure can form.

Roof Protection

A key factor in roof-covering performance is the method of attachment of the roof covering material to the roof deck. Using nails with close spacing, not staples, are the preferred method to fasten these materials.

“Roof shape” refers to the geometry of the roof, rather than the type of roof covering. The end-walls of gable roofs extend vertically to the sloping roof-line. These gable end-walls, if not properly built or braced, have been known to fail outward due to the negative suctions on the wall. Additionally, field testing has shown that Hip Roofs receive up to 40% less pressure from wind than gable roofs.

A house becomes a major loss once the roof deck fails, even partially. Plywood and OSB are the most common types of roof decking. The attachment of the decking to the framing is the most important feature.

Having an SWR (secondary water resistant) barrier is an additional loss prevention feature. This layer of protection shields the home in the event that the roof covering fails, reducing leakage if the shingles are blown off.

Roof-to-Wall Attachment

Hurricane clips or Hurricane straps are the final and arguably biggest piece of the puzzle. The clips/straps hold the roof structure to the walls. This critical connection keeps the roof attached to the building and acts to transfer the uplift loads into the vertical walls. Proper installation is essential to connector performance.

Home Run Inspections, LLC

Oklahoma:  405-905-9175

Florida:  850-203-3239

Info@HomeRunInspections.com

We Cover All the Bases!

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Also Now Serving the Florida Panhandle metro areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at:

Oklahoma Scheduler

Florida Scheduler 

Like us on FaceBook

Follow us on Twitter

Follow us on Instagram

 

Tags: Gable Roofs, garage vehicle doors, high wind event, Hip Roofs, Hurricane Clips, Hurricane Straps, opening protection, roof attachment, roof covering performance, roof shape, secondary water resistant barrier, SWR, What is a wind mitigation inspection, Wind mitigation inspection near me, Wind Mitigation Inspector, Wind mitigation report
Share this entry
  • Share on Facebook
  • Share on Twitter
  • Share on WhatsApp
  • Share on Pinterest
  • Share on LinkedIn
  • Share on Tumblr
  • Share on Vk
  • Share on Reddit
  • Share by Mail
You might also like
Window Maintenance
0 replies

Leave a Reply

Want to join the discussion?
Feel free to contribute!

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Pages

  • About Us
  • Blog
  • Contact Us
  • Florida Services
  • For Agents
  • Home
  • Oklahoma Services
  • Pricing
  • Testimonials
  • Thank You!
  • Your Inspection
  • Your Report

Categories

  • Autumn Home Maintenance
  • Blog
  • Holidays
  • Home Energy Efficiency
  • Home Inspections
  • Home Safety
  • Homeowner Tools
  • Inspection Day
  • Insurance Inspections
  • On-Going Home Maintenance
  • Perks
  • Spring Home Maintenance
  • Summer Home Maintenance
  • Uncategorized
  • Wind Mitigation
  • Winter Home Maintenance

Archive

  • January 2023
  • November 2022
  • October 2022
  • August 2022
  • February 2022
  • January 2022
  • December 2021
  • November 2021
  • July 2021
  • March 2021
  • February 2021
  • January 2021
  • February 2020
  • January 2020
  • December 2019
  • November 2019
  • October 2019
  • August 2019
  • September 2018
  • August 2018
  • July 2018
  • February 2018
  • November 2017
  • October 2017
  • August 2017
  • July 2017
  • June 2017
  • May 2017
  • April 2017
  • March 2017
  • February 2017
  • January 2017
  • December 2016
  • November 2016
  • October 2016
  • September 2016
  • August 2016
  • July 2016
  • June 2016
  • May 2016
  • April 2016
  • March 2016
  • February 2016
  • January 2016
  • December 2015
  • November 2015

Home Run Inspections, LLC

We are an All-Star Team of Professional Inspectors providing Excellence in Inspection Services to Help You Assess & Maintain the Value of Your Real Estate Investments.

Oklahoma: (405) 905-9175

Florida: (850) 203-3239

Info@HomeRunInspections.com

Oklahoma Service Areas

Proudly providing inspection services to the OKC metro and surrounding areas from Guthrie to Purcell, El Reno to Shawnee, and everything in-between.

Oklahoma Service Areas

Florida Service Areas

Proudly providing inspection services to Walton County Florida & Surrounding Counties & Areas including Bay County, Okaloosa County, Holmes County, Washington County, Freeport, Defuniak Springs, Niceville, Santa Rosa Beach, Miramar, Destin, Fort Walton Beach, Navarre, Crestview, Pace, & More!

Florida Service Areas

Certified Master Inspector

Verify This Certified Master Inspector
© Copyright 2021 Home Run Inspections, LLC - Website by Spectora
  • Mail
  • Facebook
  • Twitter
  • Youtube
  • LinkedIn
  • Yelp
Four Point InspectionsImproper Installation Scroll to top