How Long Will the Air Conditioner Last?

We Cover All the Bases!

Schedule Your Inspections Online at:

Like us on FaceBook

Follow us on Twitter

Follow us on Instagram

Home for the Holidays

November 23, 2022/0 Comments/in Holidays, Home Safety/by Scott Price

Traditions

Like all cultures around the world, America has a lot of traditions. These rituals run deep in our culture and are strongly reflected in our holiday movies that we watch at this time of year. A message that runs through all of them is the need to be at home for the holidays. Home and family provide us with some of the most stressful times in our year as well as some of the most heartwarming and memorable.

Being home for the holidays means traveling for many as families come together. This special time may be the only time of the year family members spend time with each other in the same room, and there are lots of opportunities for mishaps. Fortunately, with some planning, most of these can be avoided.

Play it Safe

Here are a few tips, from a home inspector’s point of view, to ensure the memories you make this holiday season will be the ones you intended to make:

Fireplace: If you are going to use your fireplace, make sure it is safe to use, clean and well-maintained. For decorative or gas logs, be sure to follow manufacturer’s instructions.
Children: Keep small children away from the hazards of a wood-burning or decorative fireplace. Guests visiting your home may need some fireplace education and supervision.
Decorations: Make sure holiday decorations are placed well away from any heat source.
Extension Cords: Avoid using extension cords, especially on the interior of the home.
Cooking: Clean your range cook-top and oven so they are safe to use. Keep small children away from the range area while cooking. Click HERE for more information about the anti-tip device that should be installed on your range.
Take Care of Yourself: Don’t over do it. As you are getting ready for guests, be sure to stay hydrated, take breaks, take deep breaths, ground yourself in the present moment throughout the day, and get as much rest as possible.
Alcohol: Avoid consuming alcohol or other mood-altering substances while setting up your holiday decorations and festivities.
Ladders: Read and follow labels on ladders. This is one of the most dangerous tools many of us have.
Air Conditioning: DO NOT run the air conditioner when it’s cold outside and hot inside. Options are to open windows and turn on the central fan, ceiling fans, and free-standing fans. Click HERE for important information to avoid damage to your HVAC system.
Windows: Open your windows to let heat, odors or smoke out of your home. It is a good idea to leave a living room window cracked open for fresh air with a home that’s full of family.
Smoke Detectors: Make sure your smoke detectors and carbon monoxide detectors are in place and operational.

Enjoy

The world comes at all of us at a super fast pace. Being home for the holidays is a perfect time to slow down, create and savor the moments that make life beautiful.

From all of us at Home Run Inspections, we wish you a Happy Thanksgiving and Holiday season.

We Cover All the Bases!

Home Run Inspections, LLC
Oklahoma: 405-905-9175
Florida: 850-203-3239
Info@HomeRunInspections.com

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Serving the Florida Panhandle metro areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at:

Like us on FaceBook

Follow us on Twitter

Follow us on Instagram

It’s Time for Daylight Savings!

November 4, 2022/0 Comments/in Autumn Home Maintenance, Blog, Home Energy Efficiency, Home Safety, On-Going Home Maintenance/by Scott Price

It’s time for daylights savings, and accordingly the sun will rise and set earlier. Correspondingly, the shortened evenings can be a real bummer. This is a great time for some home maintenance. After manually changing your clocks, take care of a few other essential tasks.

Put Fresh Batteries in Smoke Alarms/Detectors
For personal safety, verify your smoke alarms/detectors are working, & give them a fresh set of batteries. Replace expired/outdated smoke alarms/detectors.
Reverse & Clean Ceiling Fans
To save on heating costs, clean the fan blades, & flip the switch on the side to reverse the blades. In the summer, you want the fan’s blade to spin counter-clockwise, which pushes air down. In the winter, it’s better for your fan to spin clockwise, which will pull the cold air up.
Service the Heating System & Replace Air Filters
To verify proper safety & functionality, prevent costly repairs, & extend the life of the heating system, have a licensed HVAC professional service it & replace the air filters. Check air filters monthly, & replace them when they are dirty.
Clean the Gutters
In order to avoid costly repair bills, clean debris from gutters, or hire someone else to do so. Generally, cleaning gutters now will be much easier than if you wait until winter to do so.
Restock Your Emergency Kit
Always be prepared with an emergency kit stocked with non-perishable food, water, important docs, and first-aid supplies in the event of an earthquake, tornado, hurricane, or some other disaster. Replace any outdated items.

Let us know if you have any questions; we’re here for you!

Scott Price & The All Star Team
Home Run Inspections, LLC
Licensed, Insured, Certified, Professional, Master Inspectors
OK (405) 905-9175 * FL (850) 203-3239

www.HomeRunInspections.Com – – Schedule Inspections Online 24/7!

We Cover All the Bases

Schedule Your Inspections Online at:

Like us on FaceBook

Follow us on Twitter

Follow us on Instagram

Air Conditioner Life Expectancy

October 18, 2022/0 Comments/in Uncategorized/by Scott Price

If you live in a warm climate such as Oklahoma or Northwest Florida, one of your first concerns should be to keep your family cool during the warm-weather seasons. Here is some important information regarding air conditioner life expectancy, how to extend life expectancy, and why to get a home inspection.

The Inspection

We discuss air conditioner life expectancy in every inspection report. We provide the age of each system we inspect (when there is a legible label on the equipment). Inspectors perform a visual inspection of the system and test the system to determine if the system is functioning properly. We do this by comparing the temperatures between the return air side of the system to the supply side. Generally, the difference should be between 13 and 25 degrees.

When outdoor temperatures are too cool, inspectors do not run the air conditioning system. Per manufacturers, cooling equipment should not be operated when outdoor temperatures are below 65 degrees within the past or future 24 hours. However, a licensed HVAC professional can use special equipment for testing A/C systems during cold weather.

How Long Will the Air Conditioner Last?

Just because its an old air conditioner, does not mean it can’t cool a home. All of our inspectors have stories of testing HVAC equipment from the 1980’s that is still working exactly like it should.

What home buyers need to understand is that inspections are a “snapshot in time”. Meaning, it may not be cooling the home tomorrow. A good inspector will always educate his customers that inspectors cannot predict the future. Contrary to popular opinion, at the conclusion of a home inspection, we do not give it a pass or fail. We simply provide a much more in depth look at a home for the purchaser of our inspection.

Built In Obsolescence

An added variable is the reality that “they don’t make them like they used to”. Just ask anyone over 4o years of age or anyone with experience working on or replacing equipment. “Built in obsolescence” is part of most expensive purchases in American culture today. The idea stems from the manufacturer’s perspective. That is, if they build something to last too long, they won’t be able to sell enough products to stay in business. For example, cable manufacturers discovered years ago that if they put cayenne pepper into the exterior coating on cable that squirrels wouldn’t chew it and damage it. Guess what happened. It worked great! So well in fact that their sales of cable plummeted. Long story short, cayenne pepper is no longer part of the cable manufacturing process.

Location

Another consideration regarding air conditioner life expectancy is the placement/location of the unit and what region the unit is located in. Air conditioner condensing units take much more of a beating from the environment than their counterparts located in the interior of a home. Units that are protected by shade have a better life expectancy than those exposed to the evening sun or located on rooftops. Units located on inland homes have a better life expectancy than units located on coastal homes that are exposed to humid, salty air for their entire lives.

It’s important to locate the unit on a level surface above the soil grade and have a guttering rain diverter over the unit (if applicable). Also, keep vegetation from growing near or on the unit. The inspection report will call out any of these issues that need to be addressed in order to extend the life of the air conditioner.

Seasonal Maintenance

It’s important to spend a little extra money on the seasonal maintenance of your air conditioner at the beginning of every Spring/Summer cooling season. Hire a licensed HVAC professional to service and inspect your air conditioning equipment. They will inspect for potential and existing issues, clean the equipment, check the refrigerant levels, and change the filters.

Get an Inspection

After you have been inspecting homes for years, you start to see patterns. I’m sure that’s common in any industry. We’ve been in business since 2015. One of the first patterns we noticed from the start, and it continues to this day, is a common practice to put a home up for sale when the major equipment is at or past its life expectancy and due for an update. This includes heating/cooling systems, roof coverings, well and septic systems, water heaters, and kitchen appliances. Knowing this is a common practice should encourage all home buyers to prioritize getting a home inspection, no matter what the real estate market is like at the moment.

We Cover All the Bases!

Contact us for all your inspection needs:

Home Run Inspections, LLC
www.HomeRunInspections.com – – Schedule Online 24/7!
Oklahoma: 405-905-9175
Florida: 850-203-3239
Info@HomeRunInspections.com

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Serving the Northwest Florida Panhandle metro and surrounding areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at:

Like us on FaceBook

Follow us on Twitter

Follow us on Instagram

Stairs Maintenance

August 31, 2022/0 Comments/in Blog, Home Safety, On-Going Home Maintenance/by sherineprice

Stairs Maintenance

Structural Integrity: All stairs must be kept structurally sound. Don’t forget to examine the basement stairs. Check the area where they meet the floor and where they are attached to the floor joists above.

Stair Width and Clearance: Stairways should have a minimum headroom of 6 feet and 8 inches, and width of 3 feet.

Treads and Risers: The riser of a stair is the height of the step. The tread is the step’s depth. Riser heights and tread depths should be as uniform as possible. All treads should be level and secure. As a guide, stairs in new homes must have a maximum riser height of 7-3/4 inches and a minimum tread depth of 10 inches. The maximum difference in height for risers and depth for treads should not exceed 3/8-inch.

Handrails and Guardrails: You can check a railing’s stability and its fastenings by shaking it vigorously. Handrails are normally required to be 34 to 38 inches above the stair nosing on at least one side of all stairways having three or more risers. Guardrails are required on open sides of stairways and should have intermediate rails that do not allow the passage of a sphere 4 inches in diameter.

Lighting: All interior and exterior stairways should have a means to illuminate the stairs, including landings and treads. Interior stairways should have a light located at each landing, except where a light is installed directly over each stairway section. Public stair and hallway lights in multi-family buildings should be operable from centralized controls.

Smoke Detectors: In addition to having them installed in each bedroom or in hallways adjacent to each bedroom, smoke detectors should be installed above stairways and hallways. They should be located on or near the ceiling, near the heads of stairs, and away from corners. Periodically check the operation of all smoke detectors by pushing their test buttons.

#stairs #stairmaintenance #stairsafet

Home Run Inspections, LLC

Oklahoma: 405-905-9175

Florida: 850-203-3239

We Cover All the Bases!

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Also Now Serving the Florida Panhandle metro areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at:

Like us on FaceBook

Follow us on Twitter

Follow us on Instagram

Beach Condo

August 15, 2022/0 Comments/in Uncategorized/by Scott Price

Don’t you wish you would have purchased that beach condo a couple of years ago or in 2009?!

As of the writing of this article, the real estate market has gone through some serious post pandemic adjustments. For example, housing prices have nearly doubled in some areas, and beach condos have more than doubled in price.

High purchase prices combined with a shortage of inventory have led many buyers to consider skipping the home inspection. Add in the fact that many beach condos have a very small square footage, and a buyer may feel the inspection is unnecessary.

Spending around $300 for an inspection of a $500,000+ investment is actually a bargain.

Common issues I find in beach condo inspections in the Destin, Florida Emerald Coast areas are: aging or non-functional HVAC systems, fogged thermal seals at windows, deteriorating hardware, and moisture intrusion from condo units on the next level.

So, whether you get your condo inspected before or after the purchase, you’ll have a good list of the repairs and upgrades to budget for over the life span of your ownership.

Call us for your condo inspection; we’re here for you

Home Run Inspections, LLC

Oklahoma: 405-905-9175

Florida: 850-203-3239

We Cover All the Bases!

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Also Now Serving the Florida Panhandle metro areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at:

Like us on FaceBook

Follow us on Twitter

Follow us on Instagram

What is a WDO Inspection?

February 23, 2022/0 Comments/in Blog, Home Inspections, On-Going Home Maintenance/by Scott Price

Home-buyers will often ask “what is a WDO inspection?”. WDO stands for Wood-Destroying Organisms. These are pests that can cause serious problems in the wooden structural components of a home. That’s why an infestation may go unnoticed until the damage is already extensive. Control measures include preventing insect entry by sealing holes and cracks and hiring a professional to apply chemicals for remedial treatment. The most common types of destructive insects are termites and ants.

Termites

Subterranean termites are the most damaging insects of wood. Their presence is often hard to notice, and damage usually is found before the termites are seen. You should take measures to prevent infestations, which may require hiring a pest-control service.

If you see the following signs in your house, you might have termites:

Frass or Sawdust-like Droppings which result from the insect’s tunneling activities
Dirt or Mud-like Tubes or Trails on various parts of the home’s structure such as wooden support members, plumbing pipes, or foundation
Exit Holes with Dirt at drywall/sheetrock
Damaged Wood Members such as window sills, trim, framing
Swarming, Winged Insects within the home, especially in the spring or fall

Carpenter Bees

Carpenter bees resemble bumblebees, but typically have a shiny, hairless abdomen (bumblebees usually have a hairy abdomen with black and yellow stripes. The carpenter bees also have different nesting habits. Bumblebees nest in an existing cavity often underground (abandoned rodent burrows), whereas carpenter bees tunnel into wood to lay their eggs.

The carpenter bee is so-called because of where it chooses to make its home. They are solitary bees and are not part of a larger hive community. Instead, they burrow into soft woods, such as the siding of a house, to live in and lay larvae. The female carpenter bee is the one who makes the hole by chewing through the wood.

Wood-Decaying Fungus

Wood-destroying fungus or fungi causes more damage to structures than all the fires, floods, and termites combined! Wood decaying fungus requires four fundamentals to survive which are oxygen, favorable temperatures, water, and food. Fungus occurs generally when the moisture content of wood exceeds 20 to 30 percent, coupled with optimal temperatures (32 ̊ – 90 ̊ F), an adequate supply of oxygen and a suitable source of energy and nutrients.

There are several different kinds of fungus including White Rot Fungi, Brown Rot Fungi, and Soft Rot Fungi.

Water is the enemy of wood! Moisture control must be an integral part of any plan designed for the prevention of wood decay fungi.

The following guidelines are a good way to start:

Make sure all wood in contact with the ground is pressure treated
Posts, piers and framing members should always be placed on concrete footers above the surrounding soil level
Guttering should carry all roof run-off water 2 to 6 feet away from the structure
Monitor all visible wood for signs of moisture retention, damage or intrusion, & correct the conditions
Ventilation of crawlspaces is critical to prevent “dead air” spaces
Adequate cross-ventilation beneath the structure will minimize “dead air” spaces
Install crawlspace vents at a minimum of two square feet per opening for every 25 linear feet of wall
Avoid any obstructions of the crawlspace vents by vegetation, storage or physically sealing off openings

Tips to Avoid Expensive Repairs

In crawlspaces with continuously moist soil, a vapor barrier can be installed to minimize condensation onto framing components. Vapor barriers are designed to maintain the moisture at the soil level
Use pressure treated wood properly, or select heartwood (redwood, cedar) or non-wood composite materials if moisture conditions are unavoidable (decks, wood in ground contact, etc.)
Borate treatment by a licensed professional will protect wood from decay
Repair plumbing leaks immediately
Clear rain gutters and downspouts of debris regularly
Repair roof leaks immediately
Maintain all exterior wood surfaces sealed with a water repellent paint or stain
Maintain all interior wood window sills sealed with a water repellent paint or stain since condensation is common around windows
Keep all commodes secured tightly to the floor to minimize possible leakage at the seal
Periodic inspections should be part of a routine maintenance schedule

The Importance of a WDO Inspection

Regular inspections of your home are an important part of home maintenance. Inspecting for wood-destroying insects and organisms can alert you to possible infestations in the wooden structural components of your home – – a serious problem that often goes undetected for a long time and can cause major damage to your home.

The inspector will thoroughly, visually inspect the exterior and interior of the home top to bottom inside and out. They know what to look for and where to look for the most common types of evidence of wood-destroying organisms.

Call your pest control professional or qualified InterNACHI inspector for your annual WDO Inspection, and protect your home from wood-destroying organisms.

In Oklahoma City we are Licensed and Insured to inspect for WDOs. In Florida, we are in the process of securing the same credentials. Until then, a company we have personally used is: Bryan Pest Contr

Home Run Inspections, LLC

Oklahoma: 405-905-9175

Florida: 850-203-3239

We Cover All the Bases!

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Also Now Serving the Florida Panhandle metro areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at:

Like us on FaceBook

Follow us on Twitter

Follow us on Instagram

Improper Installation

January 12, 2022/0 Comments/in Blog, Home Inspections/by Scott Price

Improper Installation

When we identify improper installation of a home’s system or fixture, we include it in the inspection report as a recommendation with photos (and video when applicable) and an explanation of who, what and why. For example, we might recommend to have a qualified professional repair the improper installation to restore proper functionality, to prevent damage to materials, and/or for personal safety. Inspectors do not diagnose problems, and we do not determine the method of repair. We leave those tasks to the qualified professional making the repair.

This dryer vent is a good example of improper installation (see photo). The dryer vent is functional, but it is not properly installed. The white dryer vent cover/louver should be flush with the masonry siding and sealed around the edges to prevent moisture and pest intrusion.

Inspecting Homes

Inspecting homes is an art form. Inspectors look for defects in home systems including improper installation. We get loads of training initially for licensing as well as continuing education annually. I have found a lot of the classroom training to be very beneficial, but nothing beats the on-the-job experience.

Inspecting a home and all its various systems is a big job. It can be intimidating to try to catch all the things that may be wrong with a home. After about 100 inspections, an inspector starts to see patterns. Improperly installed systems start to jump out at us.

Having an experienced Home Inspector give your potential new home a good inspection is invaluable. You will receive a wealth of information including recommendations for problems that need to be addresse

Home Run Inspections, LLC

Oklahoma: 405-905-9175

Florida: 850-203-3239

We Cover All the Bases!

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Also Now Serving the Florida Panhandle metro areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at:

Like us on FaceBook

Follow us on Twitter

Follow us on Instagram

Wind Mitigation Inspection

December 13, 2021/0 Comments/in Insurance Inspections, Wind Mitigation/by Scott Price

Wind Mitigation Inspection

When purchasing a home in a coastal area, a buyer might be required to have some insurance inspections performed for the home purchase. This will likely prompt the question “What is a wind mitigation inspection?”.

What Is It?

In short, a wind mitigation inspection assesses the present features of the structure designed to limit damage caused by high wind speeds.

Wind mitigation is a building strategy designed to limit the amount of wind damage inflicted on a structure. Various incentives are in place to motivate homeowners to implement these enhancements, and qualified inspectors can determine which improvements are present at the time of the inspection.

Why Get It?

The state of Florida has passed legislation requiring insurance companies to offer discounts and credits. Features that reduce damage and loss from high winds will qualify for these credits. However, homes must undergo a certified wind mitigation inspection to qualify for these discounts. Unfortunately, many Floridians do not know of this law.

Proper wind mitigation building techniques can avoid significant damage altogether. A wind mitigation report will tell you what features are present on the property you are considering purchasing. Below are some examples of these features developed to reduce wind damage to homes.

Types of Wind Protection

Opening Protection

Opening protection is a key factor in reducing wind damage to a structure. Garage vehicle doors commonly fail during a high wind event. Contributing factors include inadequate door-track strength and flimsy metal panels. Conversely, the following features can protect a garage door from wind damage:

horizontal and/or vertical reinforcement on all panels
track brackets that are securely attached to the walls
impact-resistant glass on glass doors and windows.
windows with structurally-reinforced attachment to the building in order to prevent the entire window from popping out of its frame

Sliding glass doors are especially vulnerable to flying debris due to their large expanse. Once an opening is created during a windstorm, the pressure within the house can rise causing the roof to fail. The picture below demonstrates how these areas of low pressure can form.

Roof Protection

A key factor in roof-covering performance is the method of attachment of the roof covering material to the roof deck. Using nails with close spacing, not staples, are the preferred method to fasten these materials.

“Roof shape” refers to the geometry of the roof, rather than the type of roof covering. The end-walls of gable roofs extend vertically to the sloping roof-line. These gable end-walls, if not properly built or braced, have been known to fail outward due to the negative suctions on the wall. Additionally, field testing has shown that Hip Roofs receive up to 40% less pressure from wind than gable roofs.

A house becomes a major loss once the roof deck fails, even partially. Plywood and OSB are the most common types of roof decking. The attachment of the decking to the framing is the most important feature.

Having an SWR (secondary water resistant) barrier is an additional loss prevention feature. This layer of protection shields the home in the event that the roof covering fails, reducing leakage if the shingles are blown off.

Roof-to-Wall Attachment

Hurricane clips or Hurricane straps are the final and arguably biggest piece of the puzzle. The clips/straps hold the roof structure to the walls. This critical connection keeps the roof attached to the building and acts to transfer the uplift loads into the vertical walls. Proper installation is essential to connector performance.

Home Run Inspections, LLC

Oklahoma: 405-905-9175

Florida: 850-203-3239

We Cover All the Bases!

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Also Now Serving the Florida Panhandle metro areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at:

Like us on FaceBook

Follow us on Twitter

Follow us on Instagram

Four Point Inspections

November 29, 2021/0 Comments/in Insurance Inspections/by Scott Price

Four Point Inspections

An important step in the home-buying process is getting the insurance inspections. Your insurance company may require certain types of insurance inspections. The two insurance inspections that are most common are the Four Point Inspection and the Wind Mitigation Inspection. A lot of people wonder “what is a Four Point Inspection?”. I’ll focus on the Four Point Inspection in this article.

Home inspections are for home buyers while insurance inspections are for the insurance company of the home buyer. Insurance companies want to know the condition of the home’s major systems before they provide the insurance. Insurance companies may require the Four Point Inspection when you are purchasing a home or renewing an existing policy.

Standard home inspection focuses on all of the major systems of the home. Four Point Inspections focus on only 4 major systems of the home: roof, plumbing, electrical, and HVAC and utilizes a standardized insurance industry form.

The Four Point Inspection report provides information about the components in each system including the age of the equipment. The Four Point Inspection also provides an assessment of the overall condition of each system as well as any hazards or deficiencies present at the time of the inspection.

The insurance company will likely require the correction and verification of all hazards and deficiencies identified in the Four Point Inspection Report prior to the closing of the purchase of the home and the issuance of the insurance policy coverage. Some insurance companies will accept photos and invoices of the repairs as verification. Some insurance companies will require a re-inspection by a licensed home inspector or other third party qualified professional.

In conclusion, when scheduling your home inspections for a home purchase, check with your insurance provider to find out if they will require a Four Point Inspection or Wind Mitigation Inspection. Schedule and obtain all of the different inspection types that you will need while your inspector is onsite. In our next article, we will discuss how a Wind Mitigation Inspection can save you a lot of money on your insurance premiums

Home Run Inspections, LLC

Oklahoma: 405-905-9175

Florida: 850-203-3239

We Cover All the Bases!

Serving the Oklahoma City metro and surrounding areas including Edmond, Yukon, Piedmont, Bethany, El Reno, Tuttle, Mustang, Moore, Norman, Midwest City, Del City, Choctaw, McCloud, Shawnee, Harrah, Newalla, Jones, and more.

Also Now Serving the Florida Panhandle metro areas including Destin, Fort Walton Beach, Okaloosa Island, Miramar Beach, Santa Rosa Beach, Niceville, Shalimar, Freeport, Crestview, DeFuniak Springs, Panama City Beach, and more.

Schedule Your Inspections Online at: